How was credit accounted for prior to the invention of the credit card? How did people feel safe in using credit before it was electronic?

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How was credit accounted for prior to the invention of the credit card? How did people feel safe in using credit before it was electronic?

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Before actual credit cards credit was on a store-by-store basis. You didn’t go to any store and show them your Visa, you went to the store, they pulled out the ledger with your account info, and it was all local.